Stripe Fee Calculator

See what Stripe takes from a card payment, and what to charge to get the amount you need.

Updated October 2026
No sign-up. Runs in your browser.

Stripe fees Pink cells are yours to edit

B11=B2*B9+B10

Stripe fees calculator. Edit the pink cells; results update instantly.
	A	B
1	Your numbers
2	Payment amount
3	Card payment type
4	International card?
5	Currency conversion?
6	Amount you want to receive
7
8	Results
9	Percentage fee	2.9%
10	Fixed fee	$0.30
11	Total fee	$3.20
12	Fee as % of payment	3.2%
13	You receive	$96.80
14	Charge this to receive your amount	$103.30

Stripe fees+ Side Hustle Income, Expense & Tax Tracker

Estimates for planning and education only, not financial or tax advice. Always check current platform fees and your own numbers.

Stripe fees for US accounts

Standard online card payments cost 2.9% plus 30¢. Manually entered cards cost 3.4% plus 30¢. International cards add 1.5%, and currency conversion adds 1%.

Many platforms that sell digital products, such as course and membership tools, process payments through Stripe, so this is often the fee behind a sale.

The formulas behind it

Every result cell is a plain spreadsheet formula, so you can check the math or rebuild it yourself.

Cell	Result	Formula
B9	Percentage fee	`=CHOOSE(B3, 2.9%, 3.4%)+B4%+B5%`
B10	Fixed fee	`=CHOOSE(B3, 0.3, 0.3)`
B11	Total fee	`=B2*B9+B10`
B12	Fee as % of payment	`=B11/B2`
B13	You receive	`=B2-B11`
B14	Charge this to receive your amount	`=(B6+B10)/(1-B9)`

Sources

Rates checked October 2026 (US). Platforms change fees from time to time.

Questions people ask

How much does Stripe take from $100?

$3.20 for a US card online (2.9% plus 30¢), so you receive $96.80. With an international card it is $4.70.

How much should I charge to receive $100 with Stripe?

About $103.30: ($100 + $0.30) ÷ (1 − 2.9%).

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