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Yearly Budget Spreadsheet & Savings Tracker
Plan a whole year of household money, track every month, and see your real savings rate.
$4.90Regular price $7-30%$7
Fall Sale: 30% off at checkout, ends Nov 15.
–Days––Hours––Min––SecA yearly budget spreadsheet for your whole household. Set a monthly budget for each category, log transactions as they happen, and the Monthly tab lines up all twelve months against your plan. The dashboard shows your savings rate, your 50/30/20 split and which categories are running over.
Format: Excel + Google Sheets · PDF guide
License: Personal & Business
Made for you if…
- You want one personal budget spreadsheet for the whole year, not a new file every month
- You know roughly what you earn but not where it all goes
- You'd rather use Excel or Google Sheets than a budgeting app with a subscription
What you’ll get done
- See every category, month by month, against your budget
- Know your real savings rate and how close you are to 50/30/20
- Spot the one or two categories that keep running over
What’s inside
- 01Blank yearly budget spreadsheet (.xlsx)
- 02Example file filled in for a family of four in Columbus, Ohio, January to September
- 03Tabs: Setup, Categories, Transactions (500 rows), Monthly and Dashboard with a monthly income vs spending chart
- 0410-page PDF guide, including how to open it in Google Sheets
- 05Prints on US Letter paper
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Frequently Asked Questions
Does it work in Google Sheets?
Yes. Your PDF guide has a link that makes your own Google Sheets copy in one click, with no upload needed. It also works in Excel 2019 or later and Microsoft 365.
Can I use my own categories?
Yes. It comes with 26 common categories that you can rename, plus four blank rows. Tag each one Needs, Wants or Savings & debt and it counts in the right part of your 50/30/20 split.
Do I have to start in January?
No. Start in any month. The budget so far is based on the months you have tracked, so the numbers stay fair if you start mid-year.
Is it a download or a subscription?
A one-time download. Pay once and the files are yours. Use it again next year by saving a copy and changing the year.