Square Fee Calculator

For markets, craft fairs and pop-ups: see what Square takes from each card sale.

Updated October 2026
No sign-up. Runs in your browser.

Square fees Pink cells are yours to edit

B9=B2*B7+B8

Square fees calculator. Edit the pink cells; results update instantly.
	A	B	C
1	Your numbers
2	Payment amount
3	How the card is taken		Square Free plan rates
4	Amount you want to receive
5
6	Results
7	Percentage fee	2.6%
8	Fixed fee	$0.15
9	Total fee	$2.75
10	Fee as % of payment	2.8%
11	You receive	$97.25
12	Charge this to receive your amount	$102.82

Estimates for planning and education only, not financial or tax advice. Always check current platform fees and your own numbers.

Square fees on the Free plan

Tap, dip or swipe in person: 2.6% plus 15¢. Online and invoice card payments: 3.3% plus 30¢. Keyed-in cards and cards on file: 3.5% plus 15¢.

Paid Plus and Premium plans have lower card rates. If you use one, compare its rate with the Free plan before you rely on these numbers.

Every result cell is a plain spreadsheet formula, so you can check the math or rebuild it yourself.

Cell	Result	Formula
B7	Percentage fee	`=CHOOSE(B3, 2.6%, 3.3%, 3.5%)`
B8	Fixed fee	`=CHOOSE(B3, 0.15, 0.3, 0.15)`
B9	Total fee	`=B2*B7+B8`
B10	Fee as % of payment	`=B9/B2`
B11	You receive	`=B2-B9`
B12	Charge this to receive your amount	`=(B4+B8)/(1-B7)`

Rates checked October 2026 (US). Platforms change fees from time to time.

How much does Square take from a $100 sale?

$2.75 in person (2.6% plus 15¢), $3.60 online and $3.65 keyed in, on the Free plan.

Is it cheaper to tap or type in a card on Square?

Tapping, dipping or swiping is cheaper. Typing in a card number costs 3.5% plus 15¢ instead of 2.6% plus 15¢.